Your Back, I'm back....A Bone to Pick...or The Tortured Pastry Chef

Please take your pick for titles. But what really happens to people that get injured by no fault of their own under the State of New York's No Fault Laws that just happened to have left this pastry chef severely injured on the roadside. Have you ever been sued and had an IRS audit nearly at the same time? Probably not, I'm guessing. The pinch point here is getting injured and thinking that I had car insurance to cover my injuries. The plot point is; that didn't happen. Are you brave enough to get into the PDF attachment to find out what happened? 

bonetopick 11.pdf